Memphis born. Memphis lender.
Need a mortgage?I know a girl.
I'm Brennan, your favorite loan officer. I'll tell you what you can actually afford, build you a plan if you're not ready yet, and pick up when you text at 10 o'clock at night.
- Home Loan Advisor at Evolve Bank & Trust
- NMLS #2530321
- A Memphis bank since 1925
I don't want you house poor. I want you house happy.
There's a difference.
Getting approved for a big number is easy. Living with the payment is the hard part. I start with the monthly payment you're actually comfortable with and work backward to the house. No pressure, no surprises at the closing table, and no pretending a stretch budget is fine.
Start here
Where are you right now?
I'm ready to buy.
You've been on Zillow at midnight. Let's get you pre-approved and shopping with confidence.
Start my applicationI'm not sure I qualify.
Credit, debt, a new job? Let's build you a plan to get to yes, whether that's 30 days or 12 months away.
Get my free game planI'm waiting on rates.
Fair. Let's look at what you'd actually pay today and what waiting really costs. Then you decide.
Find my house happy numberLoan options
There's more than one way home.
First-Time Buyers
Your first home, explained in plain English.
FHA Loans
Flexible guidelines for buyers still building credit.
VA Loans
For veterans and service members who earned it.
USDA Loans
For eligible homes in qualifying areas around Memphis.
Conventional
The classic path for buyers with solid credit.
Jumbo
For homes above conforming loan limits.
Renovation
Buy the house and fix it up with one loan.
Down Payment Assistance
Programs that may help with upfront costs.
Refinance
Make your current mortgage work better for you.
I don't need shoes.I need your W-2s.
and about 47 other documents
Kidding. Mostly. I'll tell you exactly what to gather.
Get the First-Time Buyer PlaybookThe process
Strategy over stress.
- 1
Talk
A 15-minute call. You tell me where you are. I tell you the truth.
- 2
Plan
Your numbers, your loan options, and a payment you're comfortable with.
- 3
Pre-approve
You send me your documents. I do the heavy lifting.
- 4
Close
I keep you, your realtor, and everyone else on the same page all the way to the keys.
Meet Brennan
Momma of 3. Memphis girl. Mortgage nerd.
I was born and raised in Memphis, and I help people here (and wherever life takes them) buy homes without losing their minds. I'm a Home Loan Advisor at Evolve Bank & Trust, which means you get a real person who answers her phone and a Memphis bank behind her.
More about meRead more reviews“She went above and beyond to help me secure a deal on my home. She would answer my text messages and calls at 10 o'clock at night to help reassure me and answer any questions I had.”
Realtors, your buyers are safe with me.
Fast pre-approvals, clear updates, and a lender who picks up the phone.
Your favorite loan officer